What is Foreclosure & How Do I Stop It?

We are here to help you stop foreclosure in California. Foreclosure is a process by which a lender regains a property which they financed. Usually this is because the California borrower or California homeowner is unable to make the regular mortgage payments, often due to circumstances outside of his or her control. When the lender forecloses on the homeowner, the homeowner must move out of the house. There is a legal time frame, which varies from state to state, which determines how long the foreclosure process can take. Click Here to see what the legal timeline is for your specific state we are well versed in the intricacies of foreclosure. We suggest you consult with us immediately to begin mapping out a strategy that fits your situation.

How Does a Foreclosure Impact Me?

In addition to losing your home, a foreclosure will negatively affect your credit for seven years from the last date of activity. Also, in many states, the lender may seek a deficiency judgment. This happens when the bank sells the house for less than you owe on it. If the sale price is less than the mortgage amount, the difference between the sales price and the mortgage amount would be filed as a deficiency judgment. You could potentially owe the lender and the IRS thousands of dollars even after the lender has sold your home. The foreclosure process can be very complex and mystifying, but our business is to help you understand your rights and options.

Have you experienced a hardship?

We all know that life is unpredictable and that circumstances arise that prevent you from making your mortgage payments on time. Hundreds of thousands of hard-working people face the possibility of losing their home each day in the United States. In most cases, many of the circumstances that have led to delinquency are out of the homeowner’s control. Many issues contributing to delinquency include job loss, medical illness or injury, marital difficulties, unforeseen repairs or high utility rates, tenant problems, or even a death in the family. Just one of these situations can impact a person’s ability to pay. If you have experienced a temporary set back, please contact us so we can help you reinstate your mortgage.

Our Services Stop Foreclosure

We are the leading foreclosure consulting firm that specializes in resolutions of mortgage delinquencies or foreclosure claims on behalf of homeowners in California, Arizona, Florida, and Nevada. We create a detailed financial package and work with you and your lender to analyze the alternatives and come up with the best solution. We prepare the best case possible for each homeowner for your lender to offer you the best financial payment plans which allow you to retain possession of your home and bring your mortgage current. By working with your lender to create alternative solutions we can tailor a resolution to meet your specific criteria and financial situation. We can do all of this quickly and effectively because of our experience and knowledge in the foreclosure industry. Best of all, by having us on your side, you can focus on other important matters because this can become a full time job without any help.

Stop Foreclosure in as easy as 1-2-3

We can immediately get you on the road to recovery and stop foreclosure by just helping us with step 1 of our simple 3 step process.

1. Start now by completing our short homeowner questionnaire on the Homeland Assistance home page and we will immediately evaluate your case to start working on saving your home.
2. Once we do this, we will help you build the best case possible to negotiate with your lender so they can offer you the best deal they can to get you back on track and keep you there.
3. Once we are done and your lender has agreed to offer you new payments and terms to stay in your home the paper work will be sent directly to you to review and sign. Our mission is to get you the best outcome possible with your lender possible and save you money and your home.

Our Promise:

If you take the first step with Homeland Assistance, we promise to be dedicated to helping you in anyway possible to save your home from foreclosure and protect your financial future by turning your situation around to the best of our ability. In addition, we allow you to:

• Reduce foreclosure stress by ending daily fears of losing your home.
• Help you learn all your options and rights as a homeowner.
• Avoid costly attorney fees.
• Stop mortgage collection harassment
• Help you with IRS and deficiency judgment issues that may result from loosing your home.
• Save your credit and help your financial future.

This entry was posted on Tuesday, December 23rd, 2008 at 9:51 pm and is filed under Stop Foreclosure. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.